Claude Code vs Cursor: pricing & features compared

Short answer: Claude Code has no free plan, with paid plans from US$20/mo (Pro). Cursor has a free plan, with paid plans from US$8/mo (Plus). Cursor is cheaper to start. They are different kinds of tool: Claude Code is in Terminal coding agents, Cursor is in AI code editors (IDEs). Verified from each vendor's pricing page on 28 Oct 2026.

A terminal-first agent bundled with Claude plans versus a dedicated AI editor.

Every cell links to the vendor page it came from. Last verified 28 Oct 2026.

Key differences (from the vendors' own pages)

Side-by-side

Claude CodeCursor
CategoryTerminal coding agentsAI code editors (IDEs)
Free tierNo free plan
Claude Code is not included on the Claude Free plan
source · verified 2026-10-28
Free plan
Limited agent and chat requests
source · verified 2026-10-28
Cheapest paid planPro: US$20/mo
source · verified 2026-10-28
Plus: US$8/mo
source · verified 2026-10-28
All plansPro: US$20/mo
Max 5x / 20x: US$100/mo
Team: Contact / not captured
Enterprise: US$20/seat/mo
Free: Free
Plus: US$8/mo
Premium: US$30/mo
Super: US$100/mo
Ultra: US$200/mo
Teams: US$30/user/mo
Enterprise: Contact / not captured
PlatformsTerminal, VS Code, JetBrains, Desktop, Web
source · verified 2026-10-28
macOS, Windows, Linux
source · verified 2026-10-28
Key features
  • Included in all paid Claude plans
  • Shares usage limits with Claude chat
  • Pay-as-you-go via API Console option
  • Usage credits at API rates when limits are hit
source · verified 2026-10-28
  • Agent on every plan
  • Cloud agents & automations (Premium+)
  • AI code reviews via Bugbot (Premium+)
  • Code hosting via Origin (Premium+)
  • Third-party models billed separately at API list price
source · verified 2026-10-28
Open source--
Last verified28 Oct 202628 Oct 2026
Visit Claude Code ↗Direct link: no affiliate IDVisit Cursor ↗Direct link: no affiliate ID

Hands-on notes

Placeholder - not yet tested. This section is reserved for our own hands-on test of Claude Code and Cursor: what we built, how long it took, what broke, and what it cost. Nothing here is written until we have actually used it. No ratings or reviews are shown until then.

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